Carrier / Royal Neighbors
Royal Neighbors
A women-led fraternal carrier with a long history of community-focused benefits.
Royal Neighbors of America is one of the oldest fraternal benefit societies in the country, founded by and historically led by women. They offer life insurance products alongside member benefits and community programs.
Their term and whole life chassis is competitive in the smaller face-amount ranges, and their underwriting is approachable for first-time buyers. Final expense products round out the menu.
We use Royal Neighbors when the fraternal benefit framing resonates with the applicant and the face amount fits their sweet spot.
Product focus
Term, whole life, final expense
Company structure
Fraternal benefit society
AM Best rating
Coming soon