Terms of Service
Last updated: June 15, 2026
This document is a draft provided for review by legal counsel. It is not final and does not constitute legal advice. Please consult a licensed attorney before relying on it.
These Terms of Service govern your use of the Guardian Life Insurance website. By using this site, you agree to these terms.
Informational purpose
The content on this website is provided for general informational purposes. It is not insurance, financial, tax, or legal advice, and it should not be relied on as a substitute for advice from a licensed professional.
No guarantee of coverage
Submitting a quote request does not create an insurance policy or guarantee coverage. Any coverage is offered by the issuing carrier and is subject to that carrier's application, underwriting, and approval process.
Our role as an independent brokerage
Guardian Life Insurance is an independent insurance brokerage. We are compensated by the carriers whose products we place, not by you. We are not owned by or exclusively tied to any single carrier.
Intellectual property
The text, design, and graphics on this website are the property of Guardian Life Insurance or its licensors and may not be copied or reused without permission. Carrier names and logos are the property of their respective owners.
Third party links
This site may reference or link to third party websites, including carrier pages. We are not responsible for the content or practices of those sites.
Limitation of liability
To the fullest extent permitted by law, Guardian Life Insurance is not liable for any indirect or consequential damages arising from your use of this website or reliance on its content.
Governing law
These terms are governed by the laws of the State of Florida, without regard to its conflict of law rules.
Contact us
If you have questions about these terms, contact us at admin@guardian-lifeinsurance.com or (813) 400-8587.